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UK Net
€42,357
IE Net
€32,900
COL Adj UK Net
€36,082
Better
€3,182
Compare UK and Irish salaries side-by-side. Tax, NI/PRSI, pension auto-enrolment, health insurance, and cost of living.
🇬🇧 UK Wins
€3,182
UK net of €60,000 is better by €3,182 after tax + COL
UK Net
€36,082
IE Net
€32,900
Comparison Summary
UK Effective Rate
29%
IE Effective Rate
45%
COL Adjustment
+35%
5-Year Wealth Projection
UK ISA: £20k/yr tax-free. IE: gains taxed at 33% CGT. This gap widens over time.
UK State Pension Access
€11,502
UK State Pension is €11,502/yr (10yr NI min). Irish State Pension is €14,420/yr. If you've worked in both countries, you may qualify for partial UK pension. Check your NI contribution record.
Cross-Border Guide
Tax Comparison
Ireland: 20% + 40% income tax, 4% PRSI, 0.5-8% USC. UK: 20% + 40% + 45% income tax, 8-12% NI. Ireland wins for most earners.
Pension & Benefits
UK AE: 5%+3% = 8% total. IE AE (2025): 1.5%+3%+1% state = 5.5%. UK also has ISAs (£20k tax-free). Ireland has no equivalent.
FX & Cost of Living
GBP/EUR rate matters. At current rates, UK salaries look higher in EUR terms. But London housing is 35%+ more expensive than Dublin.
Frequently Asked Questions
Ireland has lower income tax rates (20% vs 20%+40%+45%). UK has higher NI (8-12%) vs Irish PRSI (4%). Overall, Ireland is cheaper for high earners.
UK has free NHS. Ireland requires private health insurance (€1,500-€4,000/yr). Factor this into your comparison.
UK Auto-Enrolment: 5% emp + 3% employer. Irish Auto-Enrolment (2025): 1.5→6% emp + 3-6% employer + 1-2% state bonus. UK is more generous.
UK State Pension: £11,502/yr (10yr min). Irish State Pension: €14,420/yr (10yr min). Ireland pays more.
London is ~35% more expensive than Dublin. Manchester/Birmingham are comparable to Cork/Galway. Our calculator adjusts for this.
GBP/EUR fluctuates ±10-15%. At €1 = £0.85, a £100k UK salary = €117k. Our calculator converts at your chosen rate.
UK Plan 5 student loan: 9% of income over £27,295. Ireland has no comparable student loan system.
UK: £20k/yr tax-free in ISAs. Ireland: no ISA equivalent — investment gains taxed at CGT 33%. This significantly impacts long-term wealth.
UK: £3,000 annual CGT exemption. Ireland: €1,270 exemption. UK is considerably more generous for investors.
Depends on salary, location, and personal circumstances. Use our calculator to get a personalised comparison.
Scenario-based suggestions to help you validate your result and explore the next decision point.