All Financial Tools

Explore Budget 2026 Compare

Estimate how Budget 2026 may change your take-home pay in 2026 vs 2025.

Explore Net Salary Calculator

Calculate your take-home pay with 2026 rules.

Explore Married Calculator

Joint assessment filing. See if you can save by sharing tax credits.

Explore Stay-at-Home Parent Calculator

Compare both parents working vs one staying home — childcare costs, commuting, Home Carer Credit, and SRCOP transfer.

Explore Contractor vs PAYE

Estimate the difference between contracting (daily rate) and PAYE salary under common Irish scenarios.

Explore Salary Comparison Tool

Compare two salaries side-by-side to see the real difference.

Explore Pay-Rise & Move Simulator

Moving for work? Compare salaries between cities like Dublin vs Cork.

Explore Total Compensation Visualizer

Calculate the net value of your performance bonus, RSUs, and ESPP.

Explore Umbrella vs Limited (Calculator)

Scenario estimate comparing umbrella payroll vs a personal limited company, including retained profit.

Explore Side Hustle Tax Calculator

Calculate tax on your side income — freelance, e-commerce, rental, B&B, and online platform earnings.

Explore Pension Efficiency

Optimize tax relief and build wealth through contributions.

Explore Pension Contribution Limits

Calculate your age-related pension contribution limit and tax relief.

Explore Pension Gap Analyzer

Are you saving enough? Project your retirement income and find the gap.

Explore State Pension Forecaster

Check your Irish State Pension entitlement, contribution gaps, and whether buying missing years is worth it.

Explore FIRE Simulator (Ireland)

Estimate when you may reach Financial Independence and compare scenario assumptions.

Explore Tax Refund Diagnostic

Calculate potential refunds and get smart recommendations.

Explore Tax Back Predictor

Estimate your potential tax refund for medical and work-from-home expenses.

Explore Bonus Tax Calculator

Calculate tax on your annual bonus and see pension sacrifice impact.

Explore Overtime Tax Calculator

Calculate how much of your extra hours you'll keep after tax.

Explore BIK Calculator

Calculate the Benefit in Kind tax on company cars and other perks.

Explore SARP Relief Calculator

Special Assignee Relief Programme. 30% tax exemption for high earners.

Explore Emergency Tax Fixer

Fix overpayments and understand the 40% penalty rate.

Explore Equity & RSU Management

Calculate tax on RSUs, Stock Options, and CGT liability.

Explore ETF Tax Efficiency

Understand "Deemed Disposal" impact on your 2026 investments.

Explore DIRT Calculator

Calculate net interest from savings after 33% tax.

Explore Medical Expenses Relief

Calculate your 20% tax relief on medical expenses.

Explore Flat Rate Expenses

Calculate tax relief on job expenses by occupation.

Explore Tuition Fees Relief

Calculate 20% tax relief on third-level tuition fees.

Explore Self-Employed Deductions

Calculate allowable expenses and tax savings for Irish self-employed.

Explore Joint Assessment

Married tax simulator. See the benefit of joint filing.

Explore PAYE Calculator

Detailed income tax breakdown for PAYE employees.

Explore UK vs Ireland Salary

Compare salaries across UK and Ireland with tax and cost of living.

Explore USC Calculator

Calculate Universal Social Charge based on latest rates.

Explore PRSI Breakdown

A deep dive into statutory social insurance deductions.

Explore VAT Calculator

Calculate VAT amounts at Irish rates (23%, 13.5%, 9%, 0%).

Explore Corporation Tax

Calculate Irish Corporation Tax at 12.5% trading rate.

Explore R&D Tax Credit

Calculate 25% R&D tax credit on qualifying expenditure.

Explore Landlord Tax Calculator

Estimate rental income tax, expenses, wear and tear, and RPRIR (2026).

Explore Property CGT Calculator

Calculate Capital Gains Tax on property sales with improvement expense deductions.

Explore Rental Portfolio Health Check

Estimate rental cash flow, yield, stress resilience, and compliance reminders.

Explore CAT (Inheritance Tax)

Calculate tax on gifts and inheritances using 2026 thresholds.

Explore LPT Calculator

Calculate your Local Property Tax based on property value.

Explore Rent-a-Room Relief

Calculate your Rent-a-Room Relief — €14,000 tax-free.

Explore Rent Tax Credit

Claim up to €1,000 back. Review your eligibility for 2026.

Explore First Home Support (HTB + FHS)

Estimate your affordability using Help to Buy and the First Home Scheme.

Explore Rent vs Buy Assistant

Compare the 10-year wealth-building potential of buying vs renting.

Explore Mortgage Calculator

Estimate monthly repayments, interest costs, and amortization.

Explore Stamp Duty & LPT

Calculate property purchase taxes and annual LPT.

Explore Personal Inflation Estimate

Estimate your personal cost of living increase based on spending patterns.

Explore Monthly Budget Planner

Take control of your cash flow and optimize spending.

Explore Auto-Enrolment

The new scheme. Calculate contributions and top-ups.

Explore AE vs PRSA Showdown

Head-to-head: Auto-Enrolment vs PRSA. Which pension scheme gives you the best retirement value?

Explore Family Cost Planner

Model housing, education, and health costs with scenario comparisons.

Explore Umbrella Setup Cost (2026)

What “umbrella setup cost” usually means in Ireland and how to compare scenarios.

Explore Tax Bands 2026

Latest budget thresholds and standard rate cut-off points.

Explore Stock Investment Calculator

Project portfolio returns with lump sum and monthly contributions. Calculate ROI, CAGR, and Irish CGT at 33%.

Explore Cost of Delay Calculator

See how much delaying your investments costs you. Calculate the real impact of waiting to start investing.

Explore Fee Impact Calculator

See how management fees eat into your investment returns. Compare 0.05% vs 0.75% OCF over time.

Explore Mortgage Overpay vs Invest

Should you overpay your mortgage or invest the extra cash? Compare both paths side-by-side for Irish homeowners.

Explore Investment Comparison

Compare up to 3 investment strategies side-by-side — lump sum vs DCA vs mixed approach.

Explore Leverage Simulator

Educational tool showing how leverage amplifies gains and losses across market scenarios.

Explore US Stock FX Impact

See how EUR/USD currency changes affect your US stock investment returns when converted back to euros.

Explore Emergency Fund vs Invest

Should you build a bigger emergency fund or invest the surplus? Compare EF-first vs invest-first strategies.

Explore ETF vs Direct Shares

Compare 41% ETF exit tax plus deemed disposal vs 33% CGT on direct shares for Irish investors.

Explore Car Lease vs Buy

Compare total cost of leasing vs buying a car over 3 and 5 year periods.

Explore PCP vs HP Car Finance

Compare PCP vs HP car finance in Ireland — monthly payments, total costs, and ownership.

Explore EV vs Petrol TCO

Compare total cost of ownership: electric vs petrol/diesel cars in Ireland.

Explore Child Benefit Calculator

Calculate Irish Child Benefit and simulate means-testing reforms for 2026.

Explore Moving House Cost

Calculate all costs of moving home in Ireland — from stamp duty and estate agent to removals and EPC.

Explore Mileage Allowance

Calculate Civil Service mileage rates and Revenue advisory fuel rates for business travel in Ireland.

Explore Health Insurance Comparison

Compare VHI, Laya Healthcare & Irish Life Health plans — estimated premiums, cover tiers, and late-entry loading.

Explore Redundancy Pay Calculator

Calculate Irish statutory redundancy pay — 2 weeks per year of service + 1 bonus week. €600 weekly cap.

Explore Working Family Payment

Calculate your weekly Working Family Payment — an income-based tax-free payment for low-income families with children in Ireland.

Explore Mortgage Stress Test

Check if you can afford your mortgage if rates rise by 3% — applies Central Bank of Ireland stress test rules.

Explore Debt Consolidation & DSR

Consolidate debts, check your Debt Service Ratio (DSR), and compare payoff scenarios.

Explore Financial Health Score

Assess your financial wellness across 6 dimensions: savings, debt, pension, insurance, housing, and investments.

Explore How Tax Is Calculated

Understand how Irish PAYE, USC, and PRSI are calculated on your salary — with band-by-band breakdowns.

Explore Landlord Tax Optimization

Optimize your rental property tax with Section 24 relief, mortgage interest credits, and capital allowance strategies.

Explore Rent vs Buy Calculator

Compare the financial impact of renting vs buying a home in Ireland — costs, equity, and long-term outlook.

Explore Stamp Duty & LPT Calculator

Calculate Stamp Duty on property purchases and Local Property Tax (LPT) for your home in Ireland.

Explore Umbrella vs Limited Ireland

Compare umbrella company vs limited company contractor setup costs and net income in Ireland.

Explore Income Analyzer Ireland

Analyze your Irish income across multiple sources — salary, rental, investments, and side income.

Explore Maternity & Paternity Pay Calculator

Estimate your maternity, paternity, and parental leave pay entitlements in Ireland.

Explore Salary vs Dividend Calculator

Compare taking income as salary vs dividends through your limited company in Ireland.

Explore BIK Calculator

Calculate your company car Benefit-in-Kind (BIK) tax liability in Ireland — based on CO2 emissions and market value.

Explore Contractor Calculator

Compare contractor vs employee tax position in Ireland — IR50, expenses, and net income.

Explore Portfolio Health Check

Assess your investment portfolio performance, diversification, and risk exposure.