Revenue myAccount Guide · 2026
Revenue myAccount Guide 2026: How to Manage Your Tax Credits, Refunds & RPN Online
Revenue's myAccount is the online portal that lets PAYE employees manage their tax affairs without paperwork or phone calls. You can view tax credits, claim refunds for health expenses and rent, fix emergency tax, update your bank account, and file a Form 12 — all from your phone or laptop. Use our Tax Back Predictor to estimate your refund before logging in.
myAccount vs ROS: Which One Do You Need?
Revenue runs two separate online portals. The one you use depends on your tax situation. Many people only ever need myAccount — but if you are self-employed, run a company, or file complex returns, you will need ROS as well.
| Feature | myAccount | ROS |
|---|---|---|
| Who it is for | PAYE employees | Self-employed, companies, accountants |
| Tax return filed | Form 12 | Form 11 |
| Manage tax credits | ✅ | Limited |
| View RPN | ✅ | Employers submit via ROS |
| Claim tax refunds | ✅ | ✅ |
| File VAT returns | ❌ | ✅ |
| Submit payroll (RPNs) | ❌ | ✅ |
| Manage RCT | ❌ | ✅ |
| Update bank details | ✅ | ✅ |
| Access via MyGovID | ✅ (required) | Digital cert / MyGovID |
💡 Key takeaway: If you are a PAYE employee with only employment income, myAccount is your one-stop shop. If you are self-employed, a company director, or need to file VAT/payroll returns, you will also need ROS. Many accountants have access to both on behalf of their clients.
How to Register for myAccount
Step-by-Step Registration
- Go to revenue.ie and click the blue "myAccount" button at the top-right of the page. You will be redirected to the MyGovID login page.
- Create a MyGovID account if you don't already have one. Visit mygovid.ie and register with your name, date of birth, PPSN, email address, and mobile phone number. MyGovID is the single government login used for myAccount, the Department of Social Protection, the HSE, and other state services.
- Verify your identity — Revenue will confirm your details against their records. In most cases, this happens instantly. If Revenue cannot match your information automatically, you may need to visit a Revenue office with your photo ID and PPSN card for in-person verification.
- Set up your security — choose a strong password and set up two-factor authentication (2FA) via SMS or an authenticator app. 2FA is strongly recommended to protect your tax and financial data.
- Log in to myAccount — once your MyGovID is verified, return to revenue.ie, click "myAccount", and log in with your MyGovID credentials. You will see your personal dashboard.
💡 Tip: Have your PPSN handy. If you don't know your PPSN, check your payslip, your Social Services Card, or any correspondence from Revenue. The entire registration process takes about 10 minutes if your details are ready.
Everything You Can Do in myAccount
Once logged in, your myAccount dashboard gives you access to these key features:
🪪 Manage Tax Credits
View and amend your tax credits for any year. You can see your personal tax credit (€1,875), employee tax credit (€1,875), PAYE tax credit, and any additional credits like the Rent Tax Credit, Health Expenses credit, or Tuition Fees credit. If you are due a credit that is not showing, you can request it online — Revenue typically processes changes within 2–5 working days.
📄 View Your RPN
Your Revenue Payroll Notification (RPN) tells your employer how much tax, USC, and PRSI to deduct from your pay. In myAccount, you can view your current RPN for any employer, check the tax credits and SRCOP applied, and see your cumulative tax position for the year. If your RPN shows "week 1" or "emergency" basis, you can fix it by updating your details.
💵 Claim Tax Refunds
Claim refunds for: health expenses (doctor visits, hospital stays, physiotherapy, dental — but not routine check-ups), tuition fees (up to €7,000 per course per year for approved third-level courses), rent tax credit (up to €750 per year), flat rate expenses (for specific occupations like nurses, Gardaí, or engineers), and nursing home fees. Refunds are typically paid into your bank account within 5–10 working days.
🏦 Update Bank Account Details
If Revenue owes you a refund, they need your bank account details to pay it. You can update your IBAN and BIC in myAccount under "Manage My Account" > "Bank Account Details". Revenue will only refund to an account in your name — joint accounts are accepted. You can also update your address, phone number, and email preferences here.
📋 File a Form 12
If you have additional income beyond your PAYE salary — rental income, dividends, interest, or small self-employment earnings (under €5,030) — you can file a Form 12 in myAccount. The system pre-fills your PAYE data and guides you through adding extra income and claiming deductions. Deadline: 31 October following the end of the tax year.
📊 View Cumulative Tax Summary
See a running total of your income, tax deducted, USC, and PRSI for the current tax year, broken down by employer. This is useful for checking if you are on track to use all your tax credits and SRCOP, and for spotting potential underpayment or overpayment before year-end.
How to Claim the Rent Tax Credit in myAccount
The Rent Tax Credit is worth up to €750 per year for a single person (€1,500 for a jointly assessed couple). Introduced in Budget 2023 and increased for subsequent years, it is available to tenants who pay rent on their principal private residence. Here is how to claim it in myAccount:
- Log into myAccount using your MyGovID credentials.
- Navigate to "Review your Tax" under the "Manage My Tax" section, then select "Tax Credits".
- Find the Rent Tax Credit section — you will see a field labelled "Rent Tax Credit" with an "Add" or "Claim" button next to it.
- Enter your landlord's details — you need their name, address, and their Revenue-issued landlord reference number (or their PPSN if they are a private individual not registered with Revenue as a landlord).
- Enter the annual rent paid and the start and end dates of your tenancy agreement. The system will calculate the credit you are entitled to based on the rent paid and the maximum credit cap.
- Submit the request — Revenue will review the information and may contact your landlord to verify the rent paid. Once approved, the credit will be added to your tax credits for the year and split across your remaining pay periods.
💡 Example: Sarah pays €1,400 per month in rent in Dublin. She is single. Through myAccount, she claims the Rent Tax Credit. She enters her landlord's reference number and her annual rent of €16,800. Revenue approves the full €750 credit. Her tax credits increase from €3,750 to €4,500, reducing the tax deducted from her payslip by about €14.42 per week (€750 / 52 weeks).
⚠️ Important: You can only claim the Rent Tax Credit on your principal private residence. You cannot claim it on a second property, holiday home, or if you live rent-free with family. If you share a tenancy with other people, you can claim the credit on your share of the rent.
How to Fix Emergency Tax in myAccount
Emergency tax happens when Revenue does not have your complete employment or tax credit details. Your employer is then required to deduct tax at the higher 40% rate on all income above a small weekly threshold — which typically means you are overpaying tax. Fixing it through myAccount is usually quick and straightforward.
Step-by-Step Emergency Tax Fix
- Log into myAccount and go to "Manage My Tax" > "Review your Tax" > "Tax Credits".
- Check your employment details — verify that your current employer is listed correctly. If your employer is missing, click "Add Employer" and enter their Revenue registration number (you can find this on your payslip, usually labelled "Employer Reg No" or "Revenue Reg No").
- Check your start date — ensure the employment start date is correct. If it is wrong, update it to the actual date you started work with this employer.
- Confirm your tax credits and SRCOP — make sure your personal tax credit, employee tax credit, and your Standard Rate Cut-Off Point (SRCOP) are all showing the correct amounts for the current tax year.
- Submit the changes — Revenue will issue an updated Revenue Payroll Notification (RPN) to your employer, usually within 24–48 hours.
- Check your next payslip — once your employer applies the new RPN, your tax deduction should return to the correct cumulative basis. Any tax overpaid since the start of the employment will be refunded through your payslip over the remainder of the year.
✅ What if I already overpaid? If you were on emergency tax for several months and overpaid tax, Revenue will automatically refund the excess. The refund may come as a reduced tax deduction on future payslips or as a direct bank transfer at year-end. If you are due a large refund and need it sooner, you can request an emergency refund through myAccount under "Review your Tax" > "Claim Refund". Use our Emergency Tax Guide for more details.
How to Check Your Tax Credits and SRCOP
Your Tax Credit Certificate tells you how much tax-free income you are entitled to each year. The two key numbers are your tax credits (which reduce your tax bill directly) and your Standard Rate Cut-Off Point (SRCOP) (the amount of income you pay 20% on before moving to 40%). Here is how to view and understand them in myAccount:
Step-by-Step Check
- Log into myAccount.
- Click "Review your Tax" under "Manage My Tax".
- Select the tax year you want to check (e.g., 2026 or 2025).
- Your Tax Credit Certificate will display:
- Personal Tax Credit: €1,875 (single person)
- Employee Tax Credit: €1,875 (PAYE employees)
- PAYE Tax Credit: applies automatically if you are an employee
- Any additional credits (Rent Tax Credit, Health expenses, etc.) you have been awarded
- Below the credits, your Standard Rate Cut-Off Point (SRCOP) shows the income threshold for the 20% rate. For a single person in 2026, this is typically €44,000 (or higher if you are married/in a civil partnership with joint assessment).
- If any number looks wrong, click "Request change of tax credits" to amend. You can also view your Cumulative Tax Summary to see your year-to-date pay, tax deducted, and remaining credits.
💡 Example: John is single with one job earning €55,000. His Tax Credit Certificate shows personal credit €1,875 + employee credit €1,875 = €3,750 total credits. His SRCOP is €44,000. This means: first €44,000 taxed at 20% (€8,800), remaining €11,000 taxed at 40% (€4,400), total gross tax €13,200 minus credits €3,750 = €9,450 tax (plus USC and PRSI). If his employer was applying emergency tax, he would see no credits applied and 40% on everything — our Tax Back Predictor can estimate the refund he is owed.