PropertyLIVE UPDATE
The Help to Buy Scheme 2026 Guide
4h ago
1 min read
Property
Found an error or have feedback?
Help us improve our data accuracy for everyone.
IE
Loading Tools
Loading Tools
This tool provides estimates based on the Finance Act 2025, covering Revenue.ie 2026 Tax Bands and Social Welfare (PRSI) rules. These results are intended for informational purposes only and should not be considered official.
Individual tax liabilities are subject to complex variables including but not limited to: Benefit-in-Kind (BIK), specific pension structures, medical insurance reliefs, and professional expenses.This calculation does not constitute professional tax, legal, or financial advice.Before making any financial decisions, please verify all figures with a qualified Irish tax accountant or via the official Revenue Online Service (ROS).
Professional Irish Financial Analysis • 2026
Generated On
9 April 2026
Note: This report is an estimate based on current Irish Revenue tax bands and provided inputs. For official tax advice, please consult a qualified professional or visit Revenue.ie.
AI: 2026 Paycheck Check 👀
Found an error or have feedback?
Help us improve our data accuracy for everyone.
The Help to Buy (HTB) scheme is a government initiative designed to help first-time buyers secure the deposit required to purchase or build a new home in Ireland.
The scheme provides a refund of Income Tax and Deposit Interest Retention Tax (DIRT) paid in Ireland over the previous four tax years. The maximum relief available remains robust, capped at €30,000 or 10% of the purchase price, whichever is lower.
To qualify, the property must be a newly built home or a self-build. It must cost €500,000 or less, and you must take out a mortgage of at least 70% of the purchase price. You also must have been fully tax compliant for the previous four years.
Applying is a two-stage process via Revenue's online service. First, you apply to check your eligibility and maximum claim amount. Once you sign a contract or draw down your mortgage, you complete the claim stage. The funds are paid directly to the builder or your solicitor.