IE
Loading Tools
Loading Tools
This tool provides estimates based on the Finance Act 2025, covering Revenue.ie 2026 Tax Bands and Social Welfare (PRSI) rules. These results are intended for informational purposes only and should not be considered official.
Individual tax liabilities are subject to complex variables including but not limited to: Benefit-in-Kind (BIK), specific pension structures, medical insurance reliefs, and professional expenses.This calculation does not constitute professional tax, legal, or financial advice.Before making any financial decisions, please verify all figures with a qualified Irish tax accountant or via the official Revenue Online Service (ROS).
Professional Irish Financial Analysis • 2026
Generated On
28 March 2026
Note: This report is an estimate based on current Irish Revenue tax bands and provided inputs. For official tax advice, please consult a qualified professional or visit Revenue.ie.
The most complex part of buying a home in Ireland is the math. We've simplified it for you.
HTB (Help to Buy) is a tax refund for first-time buyers. The First Home Scheme (FHS) is a shared equity scheme where the government pays for up to 30% of your home.
You are short by €228,200 to reach the purchase price.
This breakdown shows how much of your purchase is funded by debt, savings, and government schemes.
You are using 100% of your standard borrowing capacity. Increasing your salary by €5,000 adds €20,000 to your buying power.
The First Home Scheme is free for the first 6 years. After that, a service charge applies (starting at 1.75%).
Understanding the mechanics of Irish government property supports for 2026.
Help to Buy (HTB) Mechanics
First Home Scheme (Equity)
Mortgage Multiplier Exceptions
Optimizing your path to homeownership in 2026.
HTB vs. FHS Synergy
The 6-Year FHS Window
Tenant Purchasing Strategy