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This tool provides estimates based on the Finance Act 2025, covering Revenue.ie 2026 Tax Bands and Social Welfare (PRSI) rules. These results are intended for informational purposes only and should not be considered official.
Individual tax liabilities are subject to complex variables including but not limited to: Benefit-in-Kind (BIK), specific pension structures, medical insurance reliefs, and professional expenses.This calculation does not constitute professional tax, legal, or financial advice.Before making any financial decisions, please verify all figures with a qualified Irish tax accountant or via the official Revenue Online Service (ROS).
Professional Irish Financial Analysis • 2026
Generated On
28 March 2026
Note: This report is an estimate based on current Irish Revenue tax bands and provided inputs. For official tax advice, please consult a qualified professional or visit Revenue.ie.
Calculate your actual earnings from savings after Deposit Interest Retention Tax (DIRT).
You keep 67% of the interest earned. The remaining 33% is withheld as DIRT.
Note: Banks in Ireland automatically deduct DIRT before paying interest to your account.
While your savings grow numerically, their purchasing power depends on the inflation rate. If inflation is higher than your net interest rate (1.67% p.a.), the real value of your money may decrease.
How Deposit Interest Retention Tax works in Ireland (2026 Rules).
The 33% Standard Rate
Automatic Withholding
Permanent Incapacity Relief
Maximising your net return on cash in Ireland.
Over 65s Exemption
State Savings (An Post)
Prize Bonds Advantage